Non-Trucking Liability, or NTL, is insurance coverage for when you use your truck for non-business purposes. NTL offers you liability coverage for property damage or bodily injury to a third party. Any personal use between your return and next dispatch points will be covered under NTL
Auto Physical Damage coverage insures against damage to the insured's own vehicle. Coverage is provided for perils such as collision, vandalism, fire, and theft
Workers' compensation insurance, commonly known as workers' comp, is insurance that covers medical expenses and a portion of lost wages for employees who become injured or ill on the job. Coverage also includes employee rehabilitation and death benefits.